A technology company that provides the most efficient solutions for sending money globally.
An independent digital asset. The XRP Ledger is the open source blockchain technology behind it.
Ripple is a software company that uses XRP and the XRP Ledger in its product, xRapid. It does not control the digital asset or technolgy. Ripple does own 60 billion XRP (approximatley 55 billion is locked up in escrow).
The XRP Ledger cannot be owned by a single entity - it exists independnet of any one person or business, including Ripple.
The board, founders and employees of Ripple.
The community who deal in XRP, use the technology or generally contribute to XRP or the XRP Ledger.
Financial insitutions use Ripple's products.
Anyone can use XRP, build in the XRP Ledger or list XRP on thier exchange.
The founders, investors and employees who hold stock in Ripple.
Anyone can own XRP.